Creditor harassment is not something you have to deal with if you have outstanding debts. If it violates certain state and federal laws concerning consumer protection, it can be fought against with the help of an attorney. The Fayetteville creditor harassment lawyers at Hewitt & Salvatore, PLLC help enforce creditor harassment laws by filing claims against offenders on behalf of their debtor clients.
What Behavior is Consider Illegal Creditor Harassment?
As creditor harassment attorneys, Greg Hewitt and Anthony Salvatore reference the Fair Debt Collection Practices Act, the West Virginia Consumer Credit and Protection Act, and other statutes to determine if illegal activity is being conducted by debt collection agencies. Name calling, degrading language, threats, verbal abuse, fraudulent claims, and impossible ultimatums all may be considered violations of the law.
Protecting Your Rights and Your Reputation
At Hewitt & Salvatore, PLLC, we understand that your credit status and pending debts are a very personal and private matter. We also know that when debt collectors get aggressive in their collection attempts, they can threaten debtors’ reputations and endanger their ability to thrive as a member of the community. We work closely with debtors to ensure total confidence and to work out solutions that are comfortable and practical.
Even if you are not sure what to do, or if your collection agents or creditors are breaking any laws, we encourage you to call us for a free consultation. Our West Virginia creditor harassment lawyers can educate you about the laws, explain debtors’ rights in detail, and help you decide what the next step should be.
Hewitt & Salvatore, PLLC, Attorneys at Law can help you answer the following questions:
- What can I do to make this stop?
- Should I consider filing for bankruptcy?
- What is the difference between Chapter 7 and Chapter 13 bankruptcies?
- Can I set up a repayment schedule instead of paying off my debt at once?
- Are the debt collectors using illegal collection tactics?
- What are my rights as a debtor?
- Are either my West Virginia or federal rights being violated?
- What can a creditor harassment lawyer do for me?
Our West Virginia creditor harassment lawyers can make creditor harassment stop. We have helped clients in Fayetteville, Beckley, and all of West Virginia solve the problem of creditor harassment, and we can help you, too. Please contact Hewitt & Salvatore, PLLC, Attorneys at Law today to set up your free personal consultation in Beckley and Fayetteville. Hiring an experienced attorney could make all the difference. One call, that’s all.
Settlements and Verdicts
Partner Greg Hewitt successfully resolved a matter in excess of $850,000 for his client in court. The action was instituted in January 2011 alleging that the client was being harassed by a debt collector. The judge awarded Hewitt’s client damages after it was apparent the debt collector continued to excessively contact the debtor after being informed that he was represented by an attorney. Greg Hewitt diligently worked to help the client and alleviate the strong burden of stress associated with these trials.