Over the last several years, insurance companies have made the process of settling a car accident claim exceedingly difficult. Obviously, they’ve done this to discourage accident victims from filing claims against their policies. The reason for this is simple: the fewer claims they have to deal with, the less money they have to spend. Below are some helpful tips for dealing with the insurance company after a car accident. If you have additional questions after reviewing this information, please contact a West Virginia auto accident attorney for assistance.
Keep These Tips in Mind When Dealing with an Insurance Company
Get Your Evidence in Order for Your Insurance Company
When filing an insurance claim after a car accident, you need to have as much evidence in support of your claim as possible. This type of evidence usually includes the police report, photographs of property damage and injuries, witness statements, wage loss information, property damage cost information, medical cost information, medical records, and anything else that may help your case.
Be Patient When Dealing with Your Insurance Company
Insurance companies are often slow to act and will take as much time as the law allows to make a decision regarding your claim. Most accident victims, on the other hand, want to get their cases resolved as quickly as possible. Unfortunately, however, you must be patient when dealing with an insurance company after your car accident. If the insurance company takes more time than the law permits, your attorney will take appropriate action.
Attend Your Medical Appointments
If you’ve been injured in an auto accident, it’s important that you attend all of your medical appointments. The first reason is obvious: in order to recover from your injuries, you need to be evaluated by a medical professional. The second reason is that you need to submit accident-related medical records when filing an insurance claim. Medical records are a critical form of evidence relied upon by insurance companies when evaluating claims.
Follow Your Doctor’s Orders
Finally, in order to ensure that you receive the compensation you deserve from the insurance company, you must follow your doctor’s orders. It’s always in your best interest to follow the advice and instructions of your doctor. If you fail to follow the course of treatment prescribed by your doctor, the insurance company will view this as a weakness with your claim and will ultimately offer you a lower settlement than you otherwise could have received.
Don’t Deal with an Insurance Company Alone! Contact a West Virginia Auto Accident Attorney
The best way to deal with the insurance company after a car accident is to allow an experienced West Virginia auto accident attorney to do it for you. At Hewitt & Salvatore, we pride ourselves on providing personal attention to each of our clients, so you can rest assured that we’ll treat your car accident case as our top priority. You can trust us to see your claim through to a successful conclusion. Please contact our office today for a consultation.